• All
  • SOLARES-TERRENOS
    • Building Site
    • Rural Land
    • Plot
  • NEGOCIOS
    • Business Premises
    • Office
    • Industrial Unit
    • Business
  • INDEPENDIENTE
    • Country House
    • Solar house
    • House
    • Chalet
  • SEMI-INDEPENDIENTE
    • Townhouse
    • Bungalow
    • Duplex
  • PISO
    • Flat
    • Ground floor
    • Apartment Type Duplex
    • Semi Attic
    • Apartment
  • Building
  • Farmhouse
  • Garage
  • Parking

Encontramos la casa de tus sueños

  • All
  • SOLARES-TERRENOS
    • Building Site
    • Rural Land
    • Plot
  • NEGOCIOS
    • Business Premises
    • Office
    • Industrial Unit
    • Business
  • INDEPENDIENTE
    • Country House
    • Solar house
    • House
    • Chalet
  • SEMI-INDEPENDIENTE
    • Townhouse
    • Bungalow
    • Duplex
  • PISO
    • Flat
    • Ground floor
    • Apartment Type Duplex
    • Semi Attic
    • Apartment
  • Building
  • Farmhouse
  • Garage
  • Parking

Office Elche

80.000 €
  • 68876
  • 3
  • 1
  • 120 mts
News
What to do to save and buy a house
 10

  JAN

What to do to save and buy a house

What to do to save and buy a house.

Experts recommend not allocating more than 35% of monthly income to housing

Source: www.abc.es   (pisos.com)

Having a home on property remains the goal of a good number of citizens. The security provided by having something tangible for the future means that many current tenants are considering the option of buying a property in 2020. The main obstacle to taking the final step is the lack of the previous savings needed to access a mortgage, It is around 20% of the price of the house. From flats.com we want to give you some tips to save and get financing next year:

1. Define a budget. Specifying the objective is essential. We must take account to know how much money we need to save. Keep in mind that experts recommend not allocating more than 35% of monthly income to housing. Thus, it would be easy to calculate our maximum budget and, therefore, how much we should save to access bank financing.

2. Start as soon as possible. The habit of saving must begin to grow even before shuffling the idea of ​​buying a property. In fact, it is recommended that, at the time you have a regular salary, you start with this healthy routine. The 50/20/30 rule promotes the allocation of 50% for basic expenses, 30% for personnel and 20% for savings. If you have not anticipated, start now.

3. Goodbye to waste. Analyze your expenses and ask yourself what you can do without. It is always possible to spend less on supplies, insurance, leisure, and even in the shopping cart. It's about being aware of those little black holes of everyday life that diminish our ability to save: from eating out from home instead of cooking to a mobile rate that does not fit our real needs.

4. Technology as an ally. The digital age is on the saver's side. Today, there are many totally free apps that can help us design a budget, create piggy banks or meet our expenses. The latter are especially useful, since they keep a record of how much we spend and what. It is a valuable resource to keep our finances under control.

5. A separate account. There is nothing better than formalizing savings. To do this, the best we can do is open a new account in the bank dedicated exclusively to savings. This money, being separated from our checking account, we will avoid having it in our day to day. There are still entities with deposits that, although they do not generate great profitability, do not penalize the total or partial withdrawal of funds.
 

To see the news in more detail press [[AQUI]]

Subscribe to our mailing list and you will be first to receive new properties

Diseñado por CRM Inmovilla
Send this form with your name and phone number and we will contact you as soon as possible.
When you press the button “SEND” you confirm you’ve read, understood and accepted the conditions of our Privacy Policy shown in this LINK

Responsable: REDECOR Servicios Integrales, S.L.u.

Finalidad: To send information about real estate that match the requirements of the client presented by filling this form.

Legitimación: To implement pre-contract measures to the clients request (budget request or information about our professional services).

Destinatarios: This data will arrive at the office and there is no expected data transfer if not for legal obligation.

Derechos: You may use your right to access, modify, suppress, oppose, transfer or withdraw your consent on your personal data through the email XXXXXX@XXXXXXX.es

Responsable: REDECOR Servicios Integrales, S.L.u.

Finalidad: To send information about your property to the real estate agency so it can evaluate if it will offer your property to its clients to try to sell or rent it.

Legitimación: The legitimacy is based on the consent you gave us when clicking the button “I accept the data protection policy”.

Destinatarios: The client’s data won’t be transferred to anyone, if not for legal obligation. The real estate’s data might be delivered to collaborating real estate agencies or published on web pages and real estate portals.

Derechos: You may use your right to access, modify, suppress, oppose, transfer or withdraw your consent on your personal data through the email XXXXXX@XXXXXXX.es

Responsable: REDECOR Servicios Integrales, S.L.u.

Finalidad: To handle information requests through the website, aiming to offer real estate professional services and to give information about what’s requested.

Legitimación: The legitimacy is based on the consent you gave us when clicking the button “I accept the data protection policy”.

Destinatarios: Your data won’t be transferred to anyone, if not for legal obligation.

Derechos: You may use your right to access, modify, suppress, oppose, transfer or withdraw your consent on your personal data through the email XXXXXX@XXXXXXX.es

Responsable: REDECOR Servicios Integrales, S.L.u.

Finalidad: To handle information requests through the website, aiming to offer real estate professional services and to give information about what’s requested.

Legitimación: The legitimacy is based on the consent you gave us when clicking the button “I accept the data protection policy”.

Destinatarios: Your data won’t be transferred to anyone, if not for legal obligation.

Derechos: You may use your right to access, modify, suppress, oppose, transfer or withdraw your consent on your personal data through the email XXXXXX@XXXXXXX.es

This site uses cookies. More info To accept and not show this message again, press the ACCEPT button. Accept Reject